Which Loan or Type of Financing is Best for You?

Explore your options and find the perfect fit for your tiny home journey.

Cash Purchase

Best for: Buyers who want no debt, faster closing, and full ownership.

FHA Title I Loan

Best for: Affordable tiny homes on permanent foundations that meet HUD guidelines.

Construction-to-Permanent Loan

Best for: Building a custom tiny home on land (owned or to be purchased).

Chattel Loan

Best for: Homes in communities that are permanent but not HUD-certified.

In-House / Community Financing

Best for: Buyers living in planned tiny home communities.

Personal Loan (Unsecured)

Best for: Smaller loan amounts (up to $100K) and faster access.

Our Partners

Frost Bank

Frost Bank is a well-established Texas-based lender offering secure financing options like home equity loans and construction loans. We have a trusted lender at Frost we can connect our clients with directly, making it easy to explore these options with expert guidance. It’s an excellent choice for clients looking to leverage their home’s equity or secure a construction loan through a reliable, local institution.

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HFS Financial – Home Improvement Loans

HFS Financial specializes in home improvement loans, offering fast, unsecured financing options with no equity required. They provide funding with flexible terms and competitive rates, helping clients move forward with their dream projects quickly and confidently. It’s a great solution for clients who want to get started without tapping into home equity or going through a lengthy approval process.

Texas Development & Design

proudly serves as the Developer and Sponsor of Twig & Nest Communities. With decades of experience in residential construction and community planning, our team leads the vision, design, and development of each neighborhood—from initial concept to final build. As the sponsor, we also guide the strategic and financial planning behind each community, ensuring that every Twig & Nest location reflects our core values of quality, sustainability, and intentional living.

Visit us

COMPANY

CONTACT US

Twig & Nest Communities, LLC

Cypress, Texas

info@twigandnest.com

346-513-0696

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