Which Loan or Type of Financing is Best for You?
Explore your options and find the perfect fit for your tiny home journey.
Cash Purchase ▶
Best for: Buyers who want no debt, faster closing, and full ownership.
FHA Title I Loan ▶
Best for: Affordable tiny homes on permanent foundations that meet HUD guidelines.
Construction-to-Permanent Loan ▶
Best for: Building a custom tiny home on land (owned or to be purchased).
Chattel Loan ▶
Best for: Homes in communities that are permanent but not HUD-certified.
In-House / Community Financing ▶
Best for: Buyers living in planned tiny home communities.
Personal Loan (Unsecured) ▶
Best for: Smaller loan amounts (up to $100K) and faster access.
Our Partners
Frost Bank
Frost Bank is a well-established Texas-based lender offering secure financing options like home equity loans and construction loans. We have a trusted lender at Frost we can connect our clients with directly, making it easy to explore these options with expert guidance.
HFS Financial – Home Improvement Loans
HFS Financial specializes in home improvement loans, offering fast, unsecured financing options with no equity required. They provide funding with flexible terms and competitive rates, helping clients move forward with their dream projects quickly and confidently.
Texas Development & Design
Proudly serves as the Developer and Sponsor of Twig & Nest Communities. With decades of experience in residential construction and community planning, our team leads the vision, design, and development of each neighborhood.
River Oaks Commercial Capital
River Oaks Commercial Capital is one of our trusted lending partners and has been instrumental in supporting Texas Development and Design on numerous successful projects. Their reliable financing solutions and deep understanding of real estate development have helped us turn ideas into completed, high-quality developments.